Should You Elect a Survivor Benefit for Your Federal Pension?
By: Nick Black As a federal employee planning for retirement under the Federal Employees Retirement System (FERS) or Civil Service Retirement System (CSRS), one critical decision is whether to elect a survivor benefit for your spouse. This choice reduces your pension during your lifetime but ensures your spouse receives a portion of your pension after […]
Understanding Survivor Benefits in Federal Retirement
By: Jesse Black As a financial advisor working closely with federal employees, I often encounter one topic that’s both emotionally challenging and critically important: survivor benefits. Whether you’re approaching retirement, years away from it, or already retired, understanding how survivor benefits work within your FERS pension is essential to protecting your loved ones and planning […]
